Professional Technicians have very limited coverage for their tools and equipment on their employer's insurance policy, and basically none on their homeowner's policy.
Technicians invest an average of $10,000-50,000 in their tool box, tools and equipment. However, typical coverage is basically none under their employer's Garage Liability program.
Many professional technicians are not even aware that exiting coverage levels are insuffcient
And with Loss of Income Coverage included in every Pro-TEC Policy, technicians are covered- even if their tools or equipment cannot be replaced for 30 days in the event of a loss.